Ontario; the birth control province.

April 11, 2018



Standard of living in Ontario = poverty at the middle class level.

Why? Because taxes, gas, hydro, housing, one could go on for a while.

Yes, I know we should be lucky because we don’t live in a poverty stricken country. But shit, it’s all relative as well. The stress of daily expenses in Ontario is wreaking havoc on our health, hormonal balance, etc. And trying to get help for ailments caused by overwhelming stress in an overburdened, over capacity medical system in this province is an entire different opinion piece all together.

Everyone makes a certain amount of money per year and that’s your set budget. And unless you’re a director of education at an Ontario school board your salary won’t magically just increase by 50 percent in one year. Yet our expenses increase by at least two percent every year. On top of 2% inflation; I’m still not sure why we require inflation. I’m not a math genius or economist but from a logical standpoint the concept is quite pointless. I digress, on top of inflation our insurance could go up, shortage of food can increase grocery prices unexpectedly, gasoline, enough said there, car might be on a breakdown spree, might need to fix a septic tank. Any number of unexpected events could happen that already stress and stretch the budget. Apparently, they call this life. But which part of the above do our overpaid politicians NOT UNDERSTAND.

So when life happens I would love not to be extra stressed by finances. Because living in Ontario is unaffordable to the point where that bottle of beer you enjoy after work sometimes is taxed at 50 percent; it’s called double taxation.

The older millennial generation I think is struggling the most. Those of us in our 30’s are burning money at every turn. Most of us have mortgages, car payments, house maintenance, kids activities. Try affording a vacation for four these days and not go into debt. We have beautiful things like carbon taxes and yes before the boomers start chirping, I know you had very high interest rates in the 80’s. But we have insane additional taxes on everything, fees up the ass, criminal credit card interest rates and interest on pretty much everything else. Not to mention rapidly and yearly increasing bank fees. It now costs us to take out our own money from a bloody machine. Trust me when I say all those numbers keep me up at night. Happy go lucky Jane Fonda doesn’t live here.

In a Globe and Mail article titled; Why Canadians can’t stop borrowing: Stagnating incomes. Rob Carrick states,

“After-inflation earnings growth has been on a generally declining track since the last recession, but the downward momentum has picked up in the past couple of years.”

I always hear people say that the 80’s were the best years. We are paying for those best years now, those wonderful years propelled greed to a different level.

I grew up in the 90’s and turned 20 the same year as Y2K and consumerism was spoon fed to my generation. Ads geared specifically to our demographic whispered sweet things like Nike’s, Air Jordan’s, Guess. Shopping was supposed to make us happy and fulfilled. A step into the adulting world. Generations before spent their time outside at skateparks, in dinners hanging out with friends. Our generation hung out at the mall ... shopping, constantly looking at product. I bought all of it and I must say I love the art of fashion, so I always loved beautiful clothes, shoes, jewelry, went insane for handbags. But none of it is necessary to feel fulfilled as a person. And yet we all bought the hype. I think we all collectively lost our minds during those decades of intravenous consumerism as was expected of us. Drink the Koolaid and keep spending.

Talk about birth control for the younger cohort of the millennial generation. If I didn’t have kids I wouldn’t be having any in 2018 for two main reasons.
One; completely unaffordable in Ontario, Two; the world is messed up.

But the number one reason is kids cost a lot of dough, always have but in 2018 those costs are prohibitive to procreation unless one is banking a comfortable and not average Canadian income. In places like Northern Ontario where a big part of the job market is seasonal, this presents further challenges to the average family.

I might be a skeptic these days but unless there are serious socioeconomic policy changes at all levels of government and maybe less government overall, we are financially screwed. And to that end let’s not forget our main world economic driving factor is a market which daily gambles on winners and losers. Sounds like a healthy society to me!

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